Mobile commerce, in all its forms, is growing exponentially. U.S. consumers of all ages are using their mobile devices for shopping on-the-go, making more frequent mobile payments, and using their mobile device as a connector of other sales channels (for instance, researching products and services on their phones while standing in a physical store). But is it the same story for India. More than that how much potential it has in India.
M-Commerce in banks is the best example to see in India. It has been fruitful journey so far for the service providers. M-commerce has not yet penetrated in retail sector to an extant at which Australia and US are right now. Its a great opportunity for Mobile tech corps to tie with retail corps and let the service flourish. Also PayPal who doesn't want to be late this time should see a growth destination(India) and should consider some tie-ups.
For the reason that in coming years we will be accustomed to mobile wallets , which will further boost M-commerce growth. So any move towards M-commerce before mobile wallets are launched will be an added advantage as growing technology will refine it further.
As far as secure transaction is concern few hiccups are always there, as it was there when internet secure transaction started, but with time and technology it will overcome the loopholes or shortcomings and will make it customer friendly.
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